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Note 16 – Trade receivables

 31 Dec 202031 Dec 2019
Trade receivables 18350
Less: loss allowance00
Trade receivables – net18350
 31 Dec 202031 Dec 2019

The carrying amounts of the Group’s accounts receivable are denominated in the following currencies:
  
Swedish kronor (SEK)2750
EUR1560
Total18350

Changes in the reserve for expected loan losses for the 2020 financial year were as follows:

KSEK 0 was reserved as doubtful receivables in 2020.

The maximum exposure to credit risk of the trade receivables on the balance sheet date is the carrying amount stated above.

The fair value of trade receivables corresponds to the carrying amount since the discount effect is not material.

No trade receivables were pledged as collateral for any liability.