Changes in the reserve for expected loan losses for the 2019 financial year were as follows:
kSEK 0 was reserved as doubtful receivables in 2019.
The maximum exposure to credit risk of the trade receivables on the balance sheet date is the carrying amount stated above.
The fair value of trade receivables corresponds to the carrying amount since the discount effect is not material.
No trade receivables were pledged as collateral for any liability.